Disclaimer

1. Educational Purpose

The financial games and information provided by Financial Games ("we," "our," or "us") on our website at cognifelthrynza.sbs are for educational and entertainment purposes only. Our games are designed to develop strategic thinking, decision-making skills, and general financial awareness in an engaging format.

Our products and services are not intended to provide specific financial, investment, legal, or tax advice. Any strategies, concepts, or principles presented in our games should be considered general educational content rather than specific recommendations for individual situations.

2. Not Financial Advice

Nothing contained in our games, website, or communications constitutes financial advice, investment advice, or recommendations to buy or sell any securities, financial instruments, or other assets. We do not guarantee any specific financial outcomes from using our products or following concepts presented in our games.

Financial decisions in real-world contexts involve numerous factors not represented in our games, including but not limited to individual financial circumstances, market conditions, economic factors, regulatory environments, and personal risk tolerance.

3. No Guarantee of Results

Success in our financial games does not predict or guarantee success in actual financial markets or personal financial management. The scenarios presented in our games are simplified for educational purposes and do not fully represent the complexity of real-world financial decisions.

We make no representations or warranties about the financial benefits, returns, or outcomes that may result from using our products or applying concepts learned through our games.

4. Individual Circumstances

Our financial games and educational materials are not tailored to individual financial situations, goals, or needs. What may be appropriate for one person may not be suitable for another.

For specific financial advice related to your personal situation, we recommend consulting with qualified financial professionals such as financial advisors, accountants, or legal professionals who can provide guidance based on your individual circumstances.

5. Accuracy of Information

While we strive to provide accurate and up-to-date information in our games and on our website, we make no warranties or representations regarding the completeness, reliability, or accuracy of this information.

The financial concepts, principles, and rules presented in our games may be simplified for educational purposes and may not reflect current market conditions, tax laws, or regulatory requirements.

6. External Links

Our website may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

7. Limitation of Liability

To the maximum extent permitted by applicable law, we disclaim all liability for any financial decisions made based on our games, website content, or other materials. We shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of our products or services.

This includes, but is not limited to, financial losses, missed opportunities, or other adverse outcomes that may occur from applying concepts learned through our games to real-world financial decisions.

8. No Professional Relationship

The use of our financial games, website, or other materials does not create a professional-client relationship between you and Financial Games or any of our employees, agents, or representatives.

9. Educational Content for Malaysians

While our educational content may reference financial concepts that exist in various jurisdictions, our primary focus is on Malaysian financial concepts and systems. Users from other countries should be aware that financial regulations, tax laws, and investment options may differ significantly in their jurisdictions.

10. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting on our website. Your continued use of our products and services after any changes indicates your acceptance of the modified disclaimer.

11. Contact Information

If you have any questions about this disclaimer, please contact us at:

• Financial Games
• Menara UOA Bangsar, Jalan Bangsar, 59000 Kuala Lumpur, Wilayah Persekutuan Kuala Lumpur, Malaysia
• Phone: +60 3-8260-4186
• Email: [email protected]

12. Acknowledgment

By using our website, purchasing or using our financial games, or engaging with our services, you acknowledge that you have read, understood, and agree to this disclaimer.